Frequently Asked Questions

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6 Decisions to Make Before Your Home Search

In the market for a new home but have no idea where to start?  There are several decisions you should begin to make before you even  start your home search. By asking yourself the right questions, you can  quickly pinpoint what you want – and can afford – in your next home. 

1. What’s your budget? See how your finances stand up to the 28/36 rule,  which lenders use to see what you can afford to pay each month. A  financial adviser or your real estate agent also can help you crunch the  numbers. Going through the mortgage pre-approval process lets you know  how much lenders will allow you to borrow – plus it helps you show  sellers that you have the funds to backup your offer.

 2. What do you need in your new home? How many  bedrooms or bathrooms do you need? What about a large kitchen, a home  office or a playroom for the kids? How many cars need covered parking?  It’s critically important to ensure the home you select meets your  family and lifestyle needs .

3. Do you want a condo or single-family home? Condos  come with much less maintenance. You typically won’t be shoveling snow  in the winter or replacing the roof, but you’ll likely pay monthly  association fees to cover services and repairs in the community. Houses,  on the other hand, come with more privacy and freedom to customize.  They also come with full responsibility for maintenance. 

4. How do you feel about living under covenants?  Depending on where you buy, you may have to pay homeowner association  (HOA) fees in addition to your mortgage. There are benefits to HOAs,  such as maintenance, community centers, and maybe even a pool or gym.  But you also could be faced with more restrictive rules about the look  of the outside of your home, down to the color of your front door, types  of window coverings, and whether you can plant flowers in your yard.

 5. What school district do you want to be near? Even  if you don’t have children in the house, local schools will affect your  property value. Prospective home buyers tend to search with education in mind. Do your research on the schools in the areas you’d like to live in. 

 6. Should the home be move-in ready? Ask yourself  how much elbow grease you’re willing to put into a home – or how much  you’ll pay someone else to do the work. Fixer-upper homes can be great after the work is done, but you’ll want to figure out your renovation  budget before you start your home search. A203k home-renovation loan might be the right resource for you. If you’re not ready for the extra financial commitment of rehabbing a home, or you can’t or don’t want to wait for remodeling projects to finish up, then a home that’s move-in ready might be right for you. After considering all these factors, you’ll be ready to start the  home search with a clearer picture of where you’re headed. 

  When that  time comes, let a RE/MAX agent guide you all the way there. Reach out to me - Patti Alonzo your RE/MAX agent. 

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We love our customers, so feel free to visit during normal business hours.

Patti Alonzo Realtor Agent associate at Re/Max 200

954 S Orlando Avenue, Winter Park, Florida 32789, United States

office: 407-629-6330




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